Qapital Everyday Referral Bonus Program 

NO PURCHASE OR PAYMENT IS NECESSARY TO PARTICIPATE IN THIS PROMOTION.  THIS PROMOTION IS VOID WHERE PROHIBITED OR RESTRICTED BY LAW OR WHERE  BONDING, REGISTRATION, OR OTHER REQUIREMENTS WOULD BE REQUIRED BUT  HAVE NOT BEEN MET, OR WHERE THE METHODS OF PARTICIPATION SET FORTH  BELOW WOULD BE DEEMED CONSIDERATION. ALL APPLICABLE FEDERAL, STATE AND  LOCAL LAWS APPLY. 

What is the Everyday Referral Bonus? 

The Qapital everyday referral bonus program offers a cash bonus (the “Everyday Referral  Bonus”) to Qapital users referring first-time Qapital account holders (each such first-time  accountholder a “Referred User”) and to each Referred User. The Everyday Referral Bonus  amount will be determined from time to time and disclosed in the mobile app. The Everyday  Referral Bonus will appear in the form of a deposit in your Qapital account. 

When will you receive the bonus? 

The referring Qapital account holder and the Referred User will receive the Everyday Referral  Bonus once the Referred User makes a deposit to a Qapital goal and the Referred User’s  account has been open and in good standing for 45 days with a successful membership  payment processed. Qapital will consider a Qapital goal account in good standing when it has a  positive account balance of at least $20 and an active, verifiable status. 

Who is eligible for the bonus?

To be eligible for the Everyday Referral Bonus, the people you refer must use your personal  invitation code when they sign up. Employees of Qapital are not eligible for the Everyday  Referral Bonus. Wedbush Next powered by Qapital users are not eligible for the Everyday  Referral Bonus. An existing Qapital user cannot refer himself, herself, or any other account  attributable to such existing Qapital user.  

What is the amount of the bonus? 

The Everyday Referral Bonus amount is subject to change in Qapital’s sole discretion. Qapital  reserves the right to modify, restrict, suspend, revoke, or terminate this referral bonus program  or any Qapital user’s eligibility at any time. 

Disclosures: 

Qapital, LLC provides, among other things, financial information to assist users in managing  their finances and encouraging savings, through savings goals, savings rules, aggregation of  financial data, a wallet view of income, expense and savings, and social goal sharing. Advisory  services are offered by Qapital Invest LLC (“Qapital Invest”, together with Qapital, LLC  “Qapital”). Qapital Invest is registered with the SEC as a Registered Investment Adviser.  Brokerage services are provided to Qapital Invest clients by either (i) Apex Clearing  Corporation, an SEC-registered broker-dealer and member FINRA/SIPC or (ii) Wedbush  Securities Inc., an SEC-registered broker-dealer and member FINRA/SIPC. Qapital is not a  bank, nor is it a financial planner, broker or asset manager. The Qapital platform is merely a tool  to assist you in your financial planning and decision-making. You are solely responsible for your  savings, investment and spending decisions.